The Congregational Loan Committee envisions Cal-Pac churches be vitally engaged in making disciples of Jesus Christ for the transformation of the world.

The CLC is committed to assisting churches with facility needs by providing:

• Assistance in evaluating the capacity of the congregation to build, renovate or purchase.
• Affordable loans and/or conditional grants, or referral to other available resources.
• Continuing oversight, advice and reasonable adjustment to the loan terms when changes occur affecting the loan commitments of the congregations.

The Congregational Loan Committee (CLC) provides loans to the local church for physical improvements. Congregations benefit from our efforts cut down on ancillary costs. The interest rate is low, with up to a 20 year amortization. Loans to Cal-Pac congregations are available for renovation or repair of a church facility, as well as for new construction for ministry of a congregation.